Spiral Debit Card Daily Spend Limits

Your Spiral debit card has a limit on the amount of money you spend each day and is dependent on the available balance in your checking account. Transactions that are initiated that would cause the account to go negative may be declined. See the table below for more details: 

*POS = Point of Sale transaction; a transaction processed at a merchant

^Limit includes ATM surcharges. For example, if the ATM charges a $1.25 surcharge, the customer will not be able to withdraw $500 as the total would be $501.25. Instead, they would have to reduce their withdrawal limit to $480, bringing the total to $481.25.

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